Learning Kit
Microfinance is a way to provide small loans, insurance, and other financial services to people who don't have access to traditional banks. This includes low-income individuals, struggling entrepreneurs, and small business owners who need a little financial boost to grow, start a business, or improve their communities.
PD Microfinance explains it simply with their curated training kit for beginners. Click
Workshops
For a sustainable microfinance chapter, relying solely on one-time donations and occasional fundraisers is not enough. PD Microfinance's success—consistently ranking #1 among new high school chapters on Kiva for the past two years—has been driven by a student-run business, Frostbite's Frozen Ice.
As a private LLC. it sells snow cones at school events, community fairs, the Festival of India, and other local gatherings, generating a steady source of funding for microloans.
If you're interested in starting a student business but aren't sure where to begin, check out our playbook for a step-by-step guide. Click
Lend Ledger
Lend Ledger is a free app built for student-run Kiva lending chapters. It connects to your Kiva team to pull live lending stats, and gives you a simple ledger to log revenue from your ventures, track how much goes toward microloans, and monitor your chapter's overall impact.
No spreadsheets, no accounting software, no setup fee. Just download the file, enter your Kiva team ID, and the app configures itself around your chapter in under a minute.
Download Lend Ledger and the User Manual below to get started.
Check it out