All Posts
Rishi Mishra
Sep 22, 2026 · 1 min read
Featured on Kiva!
https://www.kiva.org/blog/how-students-power-microfinance…
Rishi Mishra
Sep 18, 2026 · 3 min read
How MFIs decide who gets a loan?
When you apply for a loan at a traditional bank, they check your credit score, your income, and your assets. But what happens when someone has none of those things? That's exactly the problem microfinance institutions…
Rishi Mishra
Sep 17, 2026 · 2 min read
Chapter Spotlight: What Actually Happens at PD's Microfinance Club
Spoiler: it's not just a resume line. There's pizza, real debates, and people from actual industry who show up and talk straight. Most school clubs feel like a box to check. Show up, sign the sheet, put it on your…
Rishi Mishra
Sep 17, 2026 · 3 min read
The Phone That Replaced the Bank: How a text message app in Kenya accidentally became the most successful fina
In 2007, a mobile network in Kenya launched a simple feature. You could text money to anyone with a phone number — no bank account needed. They called it M-Pesa . "M" for mobile. "Pesa" for money in Swahili. Nobody…
Rishi Mishra
Sep 17, 2026 · 1 min read
Why Do People Almost Always Pay Back Microloans? 🤔The repayment rate that shocks every banker — and what we c
Imagine you lend $25 to someone you barely know, with no credit check, no collateral, no bank account required. What are the odds you get your money back? If you said "low," you'd be wrong — really wrong. Microfinance…
Rishi Mishra
Sep 17, 2026 · 2 min read
Leveraging Micro-Economics for Macro Impact: Why Schools Need Microfinance Curriculums
Microfinance education in schools builds a powerful ecosystem that drives global change. When students learn the principles of microfinance, they do not just read about economics—they actively unlock opportunities for…
Rishi Mishra
Sep 17, 2026 · 2 min read
Harvard x PD Microfinance - AI at a Crossroads: Balancing Technological Growth with Global Equity with Prof. A
We recently hosted Prof. Ahmad Antar from Harvard for a talk with PD Microfinance. Prof. Antar has over 15 years of experience in investment banking and is the founder of Digital Emissions, a non-profit focused on…
Rishi Mishra
Sep 17, 2026 · 1 min read
Frostbite's Frozen Ice raises $1200
What an unforgettable day! Our Fall Fest was an absolute win from start to finish. The turnout was huge, the lines were out the door, and the energy was electrifying. Watching the kids smile while enjoying their snow…
Rishi Mishra
Sep 17, 2026 · 1 min read
NC State funded Microloans - Policy Proposal
This summer, Impact Collective got to be part of North Carolina's Governor's Page Program , a program that's been running since 1973 and brings students from all over the state to Raleigh for a week inside state…